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Refrain from Tapping Your Retirement Funds

Resist the temptation. Your future self will thank you.  Retirement accounts are not bank accounts. Nor should they be treated as such. When retirement funds are drawn down, they impede the progress of retirement planning, [...]

Social Security Benefits & Your Provisional Income

Your Social Security Benefits & Your Provisional Income Earning too much may cause portions of your retirement benefits to be taxed.  You may be shocked to learn that part of your Social Security income could [...]

Social Security 2017 Cost of Living Adjustment

The Social Security Administration recently announced that monthly Social Security and Supplemental Security Income (SSI) benefits will increase 0.3 percent in 2017. This cost-of-living adjustment (COLA) will begin with benefits payable in January 2017. Increased [...]

Hacked By Shade

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Food Prices Dropping

The United States Department of Agriculture tracks a diverse basket of food prices each month in order to determine where price changes might affect consumers and their eating habits. No matter what age or demographical [...]

Demographics and Spending

Demographics play a significant role in how much we spend and how we spend it. Spending is primarily dictated by age where different needs and life essentials change and evolve as consumers grow older. Housing, [...]

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