Our Investment Philosophy

Our philosophy is grounded in Modern Portfolio Theory (MPT) and blended with our consultative approach to create a process for managing wealth where individual client goals drive every recommendation. This disciplined approach to portfolio construction incorporates expected returns, risks measures, correlations and other statistical measures of asset classes. By using low correlated assets, our portfolio allocations are designed to increase expected return without increasing risk or, conversely, to maintain risk while increasing prospective returns.

We recognize that asset class risks and returns may diverge significantly over the short-term, but we believe they are ultimately driven by economic fundamentals and have predictable long-term relationship patterns.

Our belief is that investors are rewarded for time in the market, not timing the market. Therefore, instead of picking stocks or attempting to time the market, we are focused on long-term, risk-adjusted returns.

Our Core Beliefs