Family Finances

Demographics and Spending

Demographics play a significant role in how much we spend and how we spend it. Spending is primarily dictated by age where different needs and life essentials change and evolve as consumers grow older. Housing, [...]

Explanation Of The New Fiduciary Rules

A significant regulatory announcement was made in early April by the Department of Labor and the Securities & Exchange Commission about who can actually advise on retirement accounts. The accounts affected include IRAs, SEPs, pensions, [...]

Retirement Plan Limits For 2016

For 2016, the elective contribution limit for employees who participate in 401(k)s will remain the same at $18,000 for the year. That’s the amount that a saver can contribute annually on a tax-deferred basis, and [...]

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